As the saying goes, there are family rules and state-owned laws. All walks of life also have their own industry norms, have their own professional ethics. Naturally, the dunning of the hardware industry is no exception. Not only do creditors and debtors have good professional ethics, but the hardware dweller has a noble professional ethics that is particularly relevant. To some extent, what is the professional ethics of the hardware dunning person? It is directly related to the success or failure of dunning. Therefore, in actual dunning activities, hardware dunning people should always be strict with themselves and abide by professional ethics. On the other hand, the creditor must also pay attention to the agent's personality quality and moral cultivation when selecting the dunning agent. Only those people who are law-abiding, upright, and decent in style are suitable candidates for dunning, which is worthy of trust by creditors.
According to the actual conditions of our country and according to our society's moral standards and moral style, we believe that the dunning personnel should have such professional ethics as "law-abiding, law-abiding, and loyalty."
Dunning out money is a means of safeguarding the legitimate interests of creditors. The right of dunning is legally granted to the creditor. Therefore, the dunning behavior itself is protected by law. That is to say, all activities of the dunning agents engaged in the maintenance of creditors’ interests are protected by law. So, can the dunning agents be able to do whatever they want? Absolutely not. Our country’s laws protect the interests of creditors. While protecting dunning behaviors, they also impose restrictions on the dunning party. The dunning party must recover the debt from the debtor within the scope permitted by law, and does not allow unlawful infringement or damage to the legitimate interests of the debtor. The dunning person must abide by the law and act in accordance with the law, that is, must pay according to law.
The dunning person, especially the dunning agent, must abide by the law. Acting in France is mainly manifested in the following two aspects:
First, the dunning agent must correctly exercise the delegated authority granted by the creditor, and must exercise the agent's right under the premise of safeguarding the interests of the creditor. In the course of the dunning agent, the dunning person shall not exceed the scope of the agent's authority to perform the act, and may not perform the civil act for the dunning person in the name of the agent. In the specific dunning process, when the dunning party and the debtor are dealing with specific debt disputes, the dunning party must not abuse the agency rights and be obliged to engage with the debtor in order to infringe and damage the interests of the creditors. Among the current dunning troops in China, a small number of dunning parties under the inducement of the debtor’s “rebatesâ€, “benefitsâ€, “information feesâ€, etc., violated the purpose of the dunning agents and used the uniqueness of the dunning agents. Convenience and power, arbitrarily exceed the provisions of agency authority, abuse of agency rights, colluding with debtors, and infringement and damage to the interests of creditors.
The dunning person must understand that the abuse of proxy rights is an illegal act, and the law not only does not allow it, but also imposes severe punishment.
Secondly, in the specific dunning process, the dunning person must respect the debtor's personal dignity, personal liberty and personal safety in the specific entanglement activities with the debtor, and respect the debtor’s rightful and legitimate rights and interests. The dunning party should make his dunning activities fall within the scope of protection of the law from the beginning to the end. He cannot intentionally infringe or damage the lawful rights and interests of the debtor just to achieve the purpose of dunning. Once such a behavior occurs. Drawers are not only protected by law. Instead, they will also be sanctioned by the law, resulting in "the death of a teacher who did not succeed before death."
In the dunning process, the dunning party must be rational and have a reasoned and argu- mented argument. It should not be arrogant and harsh. When the debtor is really difficult to repay or has no ability to pay back, the payer should also treat the matter calmly and objectively. After obtaining the consent of the creditor, he should allow him to postpone repayment or apply for bankruptcy.
The dunning person should not take the following illegal actions against the debtor during the dunning process:
Restrict the debtor’s personal freedom by various means;
Without taking the permission of the debtor, take the debtor’s finances forcefully or use strong force to force the debtor to surrender his own financial assets;
Capture the wind, spread the rumors maliciously injuring the creditor's reputation and personality, or threaten the debtor’s private life and its privacy, and force the debtor to perform its obligations;
To use force or other methods to harass the personal security of the debtor, intimidate it, or use force or other means to ** protect the personal safety of the debtor's family members;
The above behaviors are all criminal offenses. If a dunning person takes any of the above actions, he will not only fail to complete the dunning task, but he will be the first to be in prison.
Dunning people have to consciously abide by the law in the process of dunning, the act within the law, but also must be devoted, dedicated to the task, in order to ensure that the interests of creditors be realized as soon as possible.
In short, when selecting creditors, creditors should select as many people as possible who are law-abiding, decent, honest, committed, and decisive, and responsible. Do not choose frivolous, simple, and hesitate to behave. Indecisive people. Otherwise, the dunning person may not only recover the debt for the creditor, but may also cause the creditor to suffer again. Therefore, the creditor must treat the issuer’s professional ethics carefully and carefully, and must not rashly decide on candidates. Otherwise, the creditors themselves will swallow the evil consequences of their rash actions.
According to the actual conditions of our country and according to our society's moral standards and moral style, we believe that the dunning personnel should have such professional ethics as "law-abiding, law-abiding, and loyalty."
Dunning out money is a means of safeguarding the legitimate interests of creditors. The right of dunning is legally granted to the creditor. Therefore, the dunning behavior itself is protected by law. That is to say, all activities of the dunning agents engaged in the maintenance of creditors’ interests are protected by law. So, can the dunning agents be able to do whatever they want? Absolutely not. Our country’s laws protect the interests of creditors. While protecting dunning behaviors, they also impose restrictions on the dunning party. The dunning party must recover the debt from the debtor within the scope permitted by law, and does not allow unlawful infringement or damage to the legitimate interests of the debtor. The dunning person must abide by the law and act in accordance with the law, that is, must pay according to law.
The dunning person, especially the dunning agent, must abide by the law. Acting in France is mainly manifested in the following two aspects:
First, the dunning agent must correctly exercise the delegated authority granted by the creditor, and must exercise the agent's right under the premise of safeguarding the interests of the creditor. In the course of the dunning agent, the dunning person shall not exceed the scope of the agent's authority to perform the act, and may not perform the civil act for the dunning person in the name of the agent. In the specific dunning process, when the dunning party and the debtor are dealing with specific debt disputes, the dunning party must not abuse the agency rights and be obliged to engage with the debtor in order to infringe and damage the interests of the creditors. Among the current dunning troops in China, a small number of dunning parties under the inducement of the debtor’s “rebatesâ€, “benefitsâ€, “information feesâ€, etc., violated the purpose of the dunning agents and used the uniqueness of the dunning agents. Convenience and power, arbitrarily exceed the provisions of agency authority, abuse of agency rights, colluding with debtors, and infringement and damage to the interests of creditors.
The dunning person must understand that the abuse of proxy rights is an illegal act, and the law not only does not allow it, but also imposes severe punishment.
Secondly, in the specific dunning process, the dunning person must respect the debtor's personal dignity, personal liberty and personal safety in the specific entanglement activities with the debtor, and respect the debtor’s rightful and legitimate rights and interests. The dunning party should make his dunning activities fall within the scope of protection of the law from the beginning to the end. He cannot intentionally infringe or damage the lawful rights and interests of the debtor just to achieve the purpose of dunning. Once such a behavior occurs. Drawers are not only protected by law. Instead, they will also be sanctioned by the law, resulting in "the death of a teacher who did not succeed before death."
In the dunning process, the dunning party must be rational and have a reasoned and argu- mented argument. It should not be arrogant and harsh. When the debtor is really difficult to repay or has no ability to pay back, the payer should also treat the matter calmly and objectively. After obtaining the consent of the creditor, he should allow him to postpone repayment or apply for bankruptcy.
The dunning person should not take the following illegal actions against the debtor during the dunning process:
Restrict the debtor’s personal freedom by various means;
Without taking the permission of the debtor, take the debtor’s finances forcefully or use strong force to force the debtor to surrender his own financial assets;
Capture the wind, spread the rumors maliciously injuring the creditor's reputation and personality, or threaten the debtor’s private life and its privacy, and force the debtor to perform its obligations;
To use force or other methods to harass the personal security of the debtor, intimidate it, or use force or other means to ** protect the personal safety of the debtor's family members;
The above behaviors are all criminal offenses. If a dunning person takes any of the above actions, he will not only fail to complete the dunning task, but he will be the first to be in prison.
Dunning people have to consciously abide by the law in the process of dunning, the act within the law, but also must be devoted, dedicated to the task, in order to ensure that the interests of creditors be realized as soon as possible.
In short, when selecting creditors, creditors should select as many people as possible who are law-abiding, decent, honest, committed, and decisive, and responsible. Do not choose frivolous, simple, and hesitate to behave. Indecisive people. Otherwise, the dunning person may not only recover the debt for the creditor, but may also cause the creditor to suffer again. Therefore, the creditor must treat the issuer’s professional ethics carefully and carefully, and must not rashly decide on candidates. Otherwise, the creditors themselves will swallow the evil consequences of their rash actions.
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